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There are 15 finance warnings that could force your business to close, and this article explores each of them in depth so you can tell if your business is at risk.
Read moreThe difference between offset and redraw (and why it matters)
If you prefer to directly overpay into your loan, then redraw back to loan available if and when required, you will have to pay a great deal of attention to what/when/how much/from where etc, to ensure your money is always working for you. I'm an accountant and even I don't have the desire (let alone the time) to do that!
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